Last Updated: December 4, 2024
Welcome to Wealth Combos SP (“Company,” “we,” “us,” or “our”). We operate the website https://wealthcombos.com (the “Site”) and related services that reference or link to these terms (collectively, the “Services”).
You can contact us at maksym@wealthcombos.com.
By accessing or using the Services, you confirm that you have read, understood, and agree to these terms (“Legal Terms”). If you do not agree, you must stop using the Services immediately.
We may update these Legal Terms at our sole discretion. Updates will be indicated by the “Last Updated” date, and continued use of the Services after such updates signifies your acceptance of the changes. Please review these terms periodically to stay informed.
Eligibility: The Services are intended for individuals aged 18 or older. Users under 18 are prohibited from using or registering for the Services.
1.Use of Our Services
The information provided through the Services is not intended for use in any jurisdiction where such use would violate local laws or regulations. If you choose to access the Services from outside our operating location, you are responsible for ensuring compliance with local laws, where applicable.
The Services are not designed to comply with industry-specific regulations (e.g., HIPAA, FISMA). If your interactions are subject to such laws, you may not use the Services. Additionally, you may not use the Services in any way that would violate the Gramm-Leach-Bliley Act (GLBA).
2. Intellectual Property Rights
Our Intellectual Property
We own or license all intellectual property rights in the Services, including the content (source code, databases, software, text, images, audio, video, etc.) and trademarks, service marks, and logos (“Marks”). These are protected by copyright, trademark, and other intellectual property laws worldwide.
The content and Marks are provided for your personal, non-commercial use only. You may not copy, reproduce, distribute, or use them for any commercial purpose without our written permission.
Your Use of Our Services
Subject to compliance with these Legal Terms, we grant you a non-exclusive, non-transferable, revocable license to access the Services and download or print portions of the content for personal or internal business use only. Any other use, including commercial exploitation of the Services, content, or Marks, requires our prior written consent.
If you wish to make any other use of our content or Marks, contact us at maksym@wealthcombos.com. Any permission we grant must include proper attribution and copyright notices.
We reserve all rights not explicitly granted.
Your Submissions and Contributions
By submitting questions, feedback, or other content to us (“Submissions”), you assign all intellectual property rights to us. We can use, modify, and distribute your Submissions without compensation.
When posting content on blogs, forums, or other services (“Contributions”), you grant us an unrestricted, irrevocable, and worldwide license to use, distribute, and display your content for any lawful purpose, including commercial use. This license includes the use of your name, trademarks, and other identifiers in connection with the content.
You are responsible for the content you submit. By posting Submissions or Contributions, you confirm that:
You have the necessary rights to use and share the content.
You will not post harmful, illegal, or defamatory content.
Your content does not infringe any third-party intellectual property rights.
We may remove or edit content at our discretion and suspend or disable accounts for violations.
Copyright Infringement
We respect the intellectual property rights of others. If you believe any material on our Services infringes your copyright, please refer to the “Copyright Infringements” section below.
3. User Representations
By using the Services, you confirm that:
- You have the legal capacity and agree to comply with these Legal Terms.
- You are not a minor in your jurisdiction.
- You will not access the Services through automated means, such as bots or scripts.
- You will not use the Services for any illegal or unauthorized purpose.
- Your use of the Services will not violate any applicable laws or regulations.
If you provide false, inaccurate, or incomplete information, we may suspend or terminate your account and deny further access to the Services.
4. Prohibited Activities
You may only use the Services for their intended purposes. Any commercial use must be explicitly authorized by us. By using the Services, you agree not to:
- Systematically collect data or content from the Services without our permission.
- Mislead, defraud, or attempt to obtain sensitive information, such as passwords.
- Circumvent or interfere with security features of the Services.
- Harm, disparage, or tarnish our reputation or that of the Services.
- Harass, harm, or abuse others using information from the Services.
- Misuse our support services or submit false reports.
- Violate any applicable laws or regulations.
- Engage in unauthorized framing, linking, or automated data collection (e.g., data mining or scraping).
- Upload or transmit harmful materials such as viruses, excessive spam, or disruptive content.
- Impersonate others or use another user’s account without authorization.
- Upload or transmit passive tracking mechanisms (e.g., spyware or cookies) without consent.
- Interfere with the operation of the Services or connected networks.
- Harass, threaten, or intimidate our employees or agents.
- Bypass access restrictions or reverse-engineer any part of the Services.
- Collect user data (e.g., emails or usernames) for unsolicited communication.
- Use the Services for unauthorized commercial purposes, such as competing with us, advertising, or selling goods or services.
Any violation of these rules may result in suspension or termination of your access to the Services.
5. User Generated Contributions
The Services may allow you to create, submit, and share content, such as text, videos, audio, images, comments, and other materials (“Contributions”), which may be visible to other users and third-party websites. Contributions are treated as non-confidential and non-proprietary. By submitting Contributions, you represent and warrant that:
- Your Contributions do not infringe on any third-party rights, including copyrights, trademarks, patents, or moral rights.
- You own or have the necessary rights, licenses, and permissions to submit your Contributions and authorize their use as outlined in these terms.
- You have obtained written consent from all identifiable individuals in your Contributions, allowing their names, images, or likenesses to be used.
- Your Contributions are accurate, truthful, and not misleading.
- Your Contributions are not spam, unsolicited advertisements, or part of any solicitation schemes.
- Your Contributions are not obscene, harassing, defamatory, abusive, or otherwise objectionable.
- Your Contributions do not promote violence, hatred, or discrimination.
- Your Contributions comply with all applicable laws and regulations, including those protecting minors.
- Your Contributions do not invade the privacy or violate the publicity rights of others.
- Your Contributions do not include offensive content related to race, nationality, gender, sexuality, or disabilities.
- Your Contributions comply with these Legal Terms and applicable laws.
Violating these rules may result in the removal of your Contributions and the suspension or termination of your access to the Services.
6. Contribution License
By submitting Contributions to the Services, you grant us a worldwide, unrestricted, royalty-free, transferable, perpetual, and irrevocable license to:
Host, use, copy, reproduce, distribute, publish, broadcast, archive, store, publicly display, and perform your Contributions.
Modify, adapt, reformat, translate, and create derivative works from your Contributions.
Use your name, company name, trademarks, or personal images associated with your Contributions.
This license applies to any format or media, now known or developed in the future, and includes sublicensing rights. By submitting Contributions, you waive any moral rights and confirm that you have the necessary rights to grant this license.
You retain ownership of your Contributions and any associated intellectual property. However, you are solely responsible for your Contributions and agree to indemnify us from any claims related to them.
We reserve the right to edit, re-categorize, or remove Contributions at our discretion and without notice. While we are not obligated to monitor Contributions, we may do so at any time.
7. Third-Party Websites and Content
The Services may include links to third-party websites (“Third-Party Websites”) and feature content such as articles, graphics, videos, and software originating from third parties (“Third-Party Content”). We do not investigate or verify the accuracy, appropriateness, or completeness of Third-Party Websites or Content. We are not responsible for their content, reliability, privacy practices, or policies.
Links or references to Third-Party Websites or Content do not imply endorsement or approval. If you choose to access these websites or use third-party applications, you do so at your own risk, and these Legal Terms will no longer apply. It is your responsibility to review the terms and policies of any third-party service you use.
Purchases made through Third-Party Websites are transactions solely between you and the third party. We are not responsible for such purchases and disclaim any liability related to them. Similarly, we are not liable for any harm or loss arising from Third-Party Content or interactions with Third-Party Websites. You agree to hold us harmless from any claims or damages related to third-party interactions.
8. Services Management
We reserve the right, at our sole discretion, to:
- Monitor Usage: Review and monitor the Services to ensure compliance with these Legal Terms.
- Take Legal Action: Pursue appropriate legal actions against users who violate these Legal Terms or applicable laws, including reporting such violations to law enforcement.
- Restrict Access: Refuse, restrict, or disable access to any Contributions or parts of the Services without prior notice, if deemed necessary.
- Manage Content: Remove or disable excessive or burdensome files and content to ensure the proper functioning of our systems.
- Protect Integrity: Implement measures to safeguard our rights, property, and the overall functionality of the Services.
These actions may be taken without prior notice or liability to ensure the Services operate effectively and in accordance with our policies.
9. Privacy Policy
We prioritize data privacy and security. Please review our Privacy Policy, which is incorporated into these Legal Terms. By using the Services, you agree to the terms outlined in our Privacy Policy.
Please note that the Services are hosted in the United States. If you access the Services from a region outside the United States with differing laws or requirements regarding personal data collection, use, or disclosure, your continued use of the Services signifies your consent to transfer your data to, and have it processed in, the United States.
10. Copyright Infringements
We respect the intellectual property rights of others. If you believe any material available on or through the Services infringes upon a copyright you own or control, please notify us immediately using the contact details provided below (a “Notification”). A copy of your Notification may be shared with the individual who posted or stored the material mentioned in the Notification.
Please note that under applicable law, you could be held liable for damages if you make false claims in a Notification. If you are uncertain whether material on or linked through the Services infringes your copyright, you may wish to seek advice from an attorney before proceeding.
11. Term and Termination
These Legal Terms shall remain in effect while you use the Services. Without limiting any other provision of these Legal Terms, we reserve the right, in our sole discretion and without notice or liability, to deny access to and use of the Services (including blocking certain IP addresses) to any person for any reason or no reason, including but not limited to a breach of any representation, warranty, or covenant contained in these Legal Terms or any applicable law or regulation. We may terminate your use of the Services or delete any content or information you have posted at any time, without warning, at our sole discretion.
If your account is terminated or suspended for any reason, you are prohibited from registering or creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you are acting on behalf of a third party. In addition to account termination or suspension, we reserve the right to pursue appropriate legal action, including but not limited to civil, criminal, and injunctive remedies.
12. Modifications and Interruptions
We reserve the right, at our sole discretion and without notice, to change, modify, or remove the contents of the Services at any time for any reason. We are not obligated to update any information on the Services, and we will not be held liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services.
We cannot guarantee that the Services will be available at all times. Interruptions, delays, or errors may occur due to hardware, software, or other issues, or as a result of maintenance or updates required for the Services. We reserve the right to revise, update, suspend, discontinue, or otherwise modify the Services at any time and for any reason without prior notice.
You acknowledge and agree that we are not liable for any loss, damage, or inconvenience caused by your inability to access or use the Services during any period of downtime or discontinuance. Nothing in these Legal Terms obligates us to maintain or support the Services or to provide corrections, updates, or releases in connection with the Services
13. Governing Law
These Legal Terms shall be governed by and interpreted in accordance with the laws of Ukraine. By using the Services, you agree that any disputes arising out of or relating to these Legal Terms will be subject to the exclusive jurisdiction of the courts located in Ukraine. Both Wealth Combos SP and you irrevocably submit to this jurisdiction.
14. Dispute Resolution
You agree to irrevocably submit any disputes arising from or related to these Legal Terms or the legal relationship established by them to the jurisdiction of the courts in Ukraine. However, Wealth Combos SP reserves the right to bring proceedings related to the substance of the dispute in the courts of the country where you reside, or if these Legal Terms are entered into in the course of your trade or profession, the state of your principal place of business.
15. Corrections
The Services may contain typographical errors, inaccuracies, or omissions, including but not limited to descriptions, pricing, availability, and other information. We reserve the right to correct any errors, inaccuracies, or omissions and to modify or update the information on the Services at any time, without prior notice.
16. Disclaimer
The services are provided on an “as-is” and “as-available” basis. You agree that your use of the services is at your sole risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, in connection with the services and your use thereof, including, without limitation, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We make no warranties or representations about the accuracy or completeness of the services’ content or the content of any websites or mobile applications linked to the services, and we assume no liability or responsibility for any:
17. Limitations of Liability
Under no circumstances will we, or our directors, employees, or agents, be responsible for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including but not limited to loss of profits, revenue, or data, arising from your use of the services, even if we have been informed of the possibility of such damages.
18. Indemnification
You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) your Contributions; (2) use of the Services; (3) breach of these Legal Terms; (4) any breach of your representations and warranties set forth in these Legal Terms; (5) your violation of the rights of a third party, including but not limited to intellectual property rights; or (6) any overt harmful act toward any other user of the Services with whom you connected via the Services. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.
19. User data
We will maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services, as well as data relating to your use of the Services. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Services. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.
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20. Electronic communications, transactions, and signatures
Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Services, satisfy any legal requirement that such communication be in writing. You hereby agree to the use of electronic signatures, contracts, orders, and other records, and to electronic delivery of notices, policies, and records of transactions initiated or completed by us or via the Services. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.
21. California users and residents
If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.
21. Miscellaneous
These Legal Terms, along with any policies or operational rules posted by us on the Services or in relation to the Services, make up the full and complete agreement between you and us. If we fail to enforce any part of these Legal Terms, it does not mean that we are waiving our right to enforce that provision in the future. These Legal Terms apply to the fullest extent allowed by law. We have the right to transfer or assign any of our rights and responsibilities under these terms at any time. We are not liable for any loss, damage, delay, or failure to act due to circumstances beyond our reasonable control. If any part of these Legal Terms is found to be illegal, invalid, or unenforceable, it will be treated as separate from the rest of the terms, which will still be enforceable. These Legal Terms do not create any joint venture, partnership, employment, or agency relationship between you and us. You agree that these Legal Terms cannot be interpreted against us simply because we drafted them. You also waive any defense based on the electronic nature of these Legal Terms and the lack of physical signatures.
CONTACT US
In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us here or send an email to maksym@wealthcombos.com