Privacy Notice – Wealth Combos

Last updated: December 04, 2024

This Privacy Policy outlines how Wealth Combos SP (“we,” “us,” or “our”) collects, processes, stores, and shares your personal information when you use our services (“Services”), including when you:

Visit our website at https://wealthcombos.com
Engage with us through sales, marketing, or events

If you have questions or concerns, please contact us at maksym@wealthcombos.com. By using our Services, you agree to the practices described in this Privacy Policy. If you disagree, please do not use our Services.

Key Points Summary

This summary highlights the most important aspects of our Privacy Policy. For further details, refer to the sections linked below.

What personal information do we process?

We process personal data based on your interactions with our Services, such as website visits or product usage.

Do we process sensitive information?

We do not process sensitive personal information like racial, sexual, or religious data.

Do we collect information from third parties?

Yes, we may collect data from public sources, marketing partners, or social media platforms.

How do we process your information?

We process your data for service delivery, improvement, communication, security, and legal compliance.

Do we share your information?

We may share your information with trusted third parties in specific situations.

How do we protect your data?

We implement organizational and technical measures, though no security is 100% guaranteed.

What are your rights?

You may have specific rights regarding your data, depending on your location.

How can you exercise your rights?

For more information, you can review the full Privacy Policy below:

What Information Do We Collect?

Personal Information You Disclose to Us.

We collect personal information you voluntarily provide when you interact with us, such as:

Names
Phone numbers
Email addresses

This information is provided when you express interest in our products, participate in activities, or contact us. Please ensure the information you provide is accurate and up to date.

Information Automatically Collected

We also collect certain data automatically when you visit or use our Services, including:

IP address
Browser and device characteristics
Location data (if enabled on your device)

This data helps us maintain and improve our Services and conduct internal analytics. For more on cookies, refer to our Cookie Notice here.

Information Collected from Other Sources

We may collect data from third-party sources such as public databases, joint marketing partners, and social media platforms. This data may include mailing addresses, email addresses, job titles, and behavioral data used for marketing and targeted advertising.

How Do We Process Your Information?

We process your information to:

Provide and improve our Services
Communicate with you, including marketing and promotional messages (you can opt out at any time)
Enhance user experience through personalized content and advertising
Analyze how our Services are used and improve them
Protect individuals’ safety or vital interests if needed

What Legal Bases Do We Rely On to Process Your Information?

We process personal data based on legal grounds such as:

Consent: You have given us permission to use your data for specific purposes. You can withdraw consent anytime.
Legitimate Interests: We process data when necessary for our business purposes, such as marketing or service improvement, as long as it doesn’t override your rights.
Legal Obligations: We may need to process data to comply with legal requirements or defend our legal rights.
Vital Interests: If necessary to protect someone’s life, we may process data without consent.

For users in Canada, we may also process data under certain exceptions, like fraud prevention or business transactions.

When and With Whom Do We Share Your Personal Information?

We may share your data with:

Vendors and Service Providers: Third-party partners who help us with services like data storage, analytics, and marketing. They are required to protect your information and can only use it as instructed.
Business Transfers: In the event of a merger, acquisition, or sale, your data may be transferred to the new entity.

What Is Our Stance on Third-Party Websites?

We are not responsible for the privacy practices of third-party websites linked to or advertised on our Services. These third parties may collect data, and we encourage you to review their privacy policies. We do not endorse, control, or assume liability for these external sites.

Do We Use Cookies and Other Tracking Technologies?

In Short: Yes, we use cookies and other tracking technologies to collect and store information when you interact with our Services.

We use cookies and similar technologies (such as web beacons and pixels) to gather data when you use our Services. These tracking technologies help us maintain the security of the Services, improve performance, save your preferences, and assist with essential site functions.

Additionally, we allow third parties and service providers to use tracking technologies on our Services for purposes like analytics and advertising. This includes managing and displaying ads tailored to your interests, or sending reminders for abandoned shopping carts (depending on your preferences). Third-party service providers may use these technologies to display advertisements related to your interests either on our Services or other websites.

If online tracking technologies are considered a “sale” or “sharing” (as defined by applicable US state laws), you can opt-out of such tracking by submitting a request, as outlined below in the section “DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?”

For detailed information on how we use these technologies and how you can control cookie preferences, please refer to our Cookie Notice.

Is Your Information Transferred Internationally?

In Short: Yes, your information may be transferred, stored, and processed in countries outside your own.

Our servers are located in the United States. If you are accessing our Services from outside the US, please note that your information may be transferred to, stored, and processed in the US or other countries.

For residents in the European Economic Area (EEA), United Kingdom (UK), or Switzerland, the data protection laws may differ from those in your country. However, we will take all necessary steps to protect your personal information in line with this Privacy Policy and applicable laws.

To protect your information when transferred across borders, we use the European Commission’s Standard Contractual Clauses. These clauses ensure that your personal data is protected in accordance with European data protection laws. Similar safeguards are in place with our third-party service providers, and more information can be provided upon request.

How Long Do We Keep Your Information?

In Short: We retain your information only as long as necessary to fulfill the purposes outlined in this Privacy Notice, unless a longer retention period is required by law.

We will keep your personal information for as long as necessary to fulfill the purposes described in this Privacy Notice, unless a longer period is required or permitted by law (such as for tax or legal requirements).

When we no longer need your information for legitimate business purposes, we will either delete, anonymize, or securely store it for legal obligations or until it is safe to delete.

How Do We Keep Your Information Safe?

In Short: We implement security measures to protect your personal information, but no system is completely secure.

We use reasonable technical and organizational security measures to protect your personal information. However, no online transmission or storage technology can be guaranteed to be 100% secure. While we work hard to protect your data, we cannot promise complete security against unauthorized access or data breaches. Using our Services is at your own risk, and we recommend accessing our Services within a secure environment.

Do We Collect Information from Minors?

In Short: No, we do not knowingly collect information from or market to children under 18.

We do not intentionally collect or solicit information from children under the age of 18, nor do we market to them. If we discover that we have inadvertently collected data from users under 18, we will promptly deactivate the account and delete the data. If you believe we have collected such information, please contact us at maksym@wealthcombos.com.

What are Your Privacy Rights?

In Short: Depending on your location, you may have rights to access, modify, or delete your personal information.

Residents of regions like the EEA, UK, Switzerland, and Canada may have specific rights under applicable data protection laws. These rights may include:

The right to access your personal information and receive a copy.
The right to correct or delete your personal information.
The right to limit or restrict processing.
The right to data portability (if applicable).
The right to object to certain processing activities, including automated decision-making.

You can exercise these rights by contacting us using the details provided in the section 16. “HOW CAN YOU CONTACT US ABOUT THIS NOTICE?”

If you are in the EEA or UK and believe we are processing your personal information unlawfully, you have the right to lodge a complaint with your local data protection authority. Similarly, in Switzerland, you may contact the Federal Data Protection and Information Commissioner.

Controls for Do-Not-Track Features

Most browsers and some mobile devices include a “Do-Not-Track” (DNT) setting that you can use to indicate your preference not to be tracked online. However, since there is no standard for how DNT signals are recognized, we do not currently respond to them. If a standardized mechanism is adopted in the future, we will update this Privacy Notice accordingly.

Do United States Residents Have Specific Privacy Rights?

In Short: If you are a resident of California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Kentucky, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Tennessee, Texas, Utah, or Virginia, you may have the right to request access to and receive details about the personal information we maintain about you, correct inaccuracies, obtain a copy of, or delete your personal information. You may also have the right to withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances, depending on applicable laws. More information is provided below.

Categories of Personal Information We Collect In the past twelve (12) months, we have collected the following categories of personal information:

Category A: Identifiers
Examples: Name, alias, address, phone number, email, account name, IP address, online identifiers
Collected: YES

Category B: Personal information under California Customer Records law
Examples: Name, contact information, education, employment, and financial details
Collected: YES

Category C: Protected characteristics under state or federal law
Examples: Gender, age, race, marital status, etc.
Collected: NO

Category D: Commercial information
Examples: Transaction history, purchase history, payment information
Collected: NO

Category E: Biometric information
Examples: Fingerprints, voiceprints
Collected: NO

Category F: Internet or network activity
Examples: Browsing history, search history, interactions with websites and ads
Collected: YES

Category G: Geolocation data
Examples: Device location
Collected: YES

Category H: Audio, electronic, sensory, or similar information
Examples: Images, audio, video, or call recordings
Collected: NO

Category I: Professional or employment-related information
Examples: Job title, work history, business contact info
Collected: NO

Category J: Education information
Examples: Student records and directory info
Collected: NO

Category K: Inferences from collected personal information
Examples: Profile summaries, preferences
Collected: NO

Category L: Sensitive personal information
Examples: Sensitive data
Collected: NO

Sources of Personal Information

We may collect personal information from a variety of sources, such as:

Direct interactions with you
Customer support requests
Participation in surveys or contests
Online behavior tracking through cookies and similar technologies

How We Use and Share Personal Information We use your personal information for various purposes, including improving our services and providing you with tailored experiences. We may share your data with service providers for analytics and business operations, as outlined in the “When and With Whom Do We Share Your Personal Information?” section.

Sales and Sharing of Personal Information In the past twelve (12) months, we have sold or shared the following categories of personal information to third parties:

Category A: Identifiers
Category B: Personal information under California Customer Records law
Category F: Internet or network activity
Category G: Geolocation data

We disclose this information to third-party service providers such as data analytics services and sales and marketing platforms for business purposes.

Your Rights Under US State Privacy Laws Depending on the state where you reside, you may have the following rights:

Right to Know: You can request details about whether we are processing your personal data.
Right to Access: You can request access to the personal data we have collected.
Right to Correct: You can request corrections to inaccuracies in your personal data.
Right to Deletion: You can request the deletion of your personal data.
Right to Obtain a Copy: You can request a copy of the personal data you’ve shared with us.
Right to Non-Discrimination: You will not be discriminated against for exercising your privacy rights.
Right to Opt-Out: You can opt out of the sale or sharing of your personal data for targeted advertising or profiling.

Exercising Your Rights To exercise any of these rights, please contact us by submitting a data subject access request via email at maksym@wealthcombos.com or visit https://wealthcombos.com/contact-us. You may also refer to the contact details below.

Request Verification

To process your request, we will need to verify your identity. If we cannot verify your identity with the information already in our system, we may request additional details for verification.

Appeals

If we decline your request, you can appeal our decision by emailing maksym@wealthcombos.com. We will provide a written explanation for any decisions made.

California “Shine The Light” Law Under California Civil Code Section 1798.83, California residents can request, once per year, information about the personal data we shared with third parties for direct marketing purposes. To make such a request, please contact us as detailed in the section 16. “How Can You Contact Us About This Notice?”.

Do Other Regions Have Specific Privacy Rights?

In Short: You may have additional rights depending on your country of residence.

Australia and New Zealand

We collect and process your personal information in accordance with the obligations set by Australia’s Privacy Act 1988 and New Zealand’s Privacy Act 2020.

This Privacy Notice satisfies the notice requirements outlined in both Privacy Acts, specifically regarding what personal information we collect, the sources of this information, the purposes for which it is used, and the recipients of your personal information.

If you choose not to provide the personal information necessary for us to fulfill a specific purpose, it may impact our ability to offer services such as:

Providing you with the products or services you desire

Responding to or assisting with your requests

At any time, you have the right to request access to or correction of your personal information. You can make such a request by contacting us using the details provided in the section “HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?”

If you believe we are unlawfully processing your personal information, you have the right to file a complaint:

For Australia, contact the Office of the Australian Information Commissioner

For New Zealand, contact the Office of the New Zealand Privacy Commissioner

Republic of South Africa

You have the right to request access to or correction of your personal information at any time. To make a request, please contact us using the details provided in the section “HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?”

If you are unsatisfied with how we address your complaint about the processing of your personal information, you can contact the Information Regulator (South Africa):

General inquiries: enquiries@inforegulator.org.za

Complaints (complete POPIA/PAIA form 5): PAIAComplaints@inforegulator.org.za & POPIAComplaints@inforegulator.org.za

Do We Make Updates to This Notice?

In Short: Yes, we will update this notice as needed to comply with relevant laws.

We may update this Privacy Notice periodically. The updated version will indicate the revised date at the top of this notice. If we make material changes, we may notify you by prominently posting the updates or directly sending you a notification. We encourage you to review this Privacy Notice regularly to stay informed about how we are protecting your information.

How Can You Contact Us About This Notice?

If you have questions or comments regarding this notice, you can email us at maksym@wealthcombos.com or contact us by mail at:

Wealth Combos SP
16 Kutova
Zaozerne, Volyn oblast 44313
Ukraine

How Can You Review, Update, or Delete the Data We Collect From You?

Depending on the laws of your country or state, you may have the right to request access to the personal information we collect, details about how it is processed, and request corrections or deletions. You may also have the right to withdraw your consent for processing. These rights may be subject to limitations under applicable law.

To request to review, update, or delete your personal information, please submit a data subject access request here.